Displaying blog entries 471-480 of 656
The Eugene and Springfield Real Estate market is very interesting right now. There seems to be good buyer activity in the home price ranges of $175,000 and below. Above that it is spotty. Homes above $300,000 just are not getting many showings right now. We need the upper end home market here to take off!
Good Monday Morning! Today more than ever it is very important to make sure that you are represented by a Buyers Agent when purchasing a home. The truth is that all agents are not created equal and you will want to make sure that you are represented by an agent who is a professional with a strong track record. Your Buyers Agent needs to know the market that you are interested in very well. They need to know both the available inventory of homes for sale and at what prices homes are selling at. Your Buyers agent will also need to be knowledgeable about home financing options, have a list of reputable inspectors and repair professionals and be a strong and solid negotiator. I strongly suggest that before you commit to working with a Real Estate agent that you meet them at their office and interview them. Meeting them in their professional environement will tell you a great deal. Don't be afraid to ask questions and also ask for a list of references. Once you have selected an agent you will want to work solely with that one agent. Most Buyers Agents will ask you to sign a Buyer Broker contract. Choosing the right agent will insure that you purchase the right home at the right price and don't have problems along the way. Have An Awesome Week! |
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Video Link: http://eugeneoregonhomesforsale.com/video/This-Month-in-Real-Estate-US-April-2012 |
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2848 Metolius Drive
Fantastic home! Inside features open floor plan, vaulted ceiling living room with fireplace, large family room with slider to backyard, dining room with slider to deck, well-sized bedrooms, laundry, great updates throughout! Large master suite with ...
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AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
One of the most common questions that I am asked is about foreclosure homes. If I am in the market for a great deal on a home purchase should I only be looking at foreclosure homes? The answer to this question is simple. No! If you really want to take advantage of our current market you need to be looking at all homes that meet your needs, conventional listings, foreclosure listings and even short sales. By doing this you will be able to not only have a great idea of what's out there but you will soon be able to tell what is a good buy and what is not. Foreclosure homes are not always a great deal. The truth is that in this market we find more great purchase opportunities with conventional listings than with the bank owned properties. There are many good buys out there right now and many more coming in the months ahead. For those buyers who are smart with their home search process and who have patience there will be some great opportunities.
Two very easy ways to stay on top of the home purchase market are to sign up at these two web sites. www.forhomeinfo.com will allow you to search live for all homes for sale in the Eugene and Springfield areas and save your search criteria to update you daily by e-mail as new homes meeting your needs hit the market. www.eugenebankowned.com will send you a weekly e-mail list of all bank owned and foreclosure homes for sale in the Eugene and Springfield market areas.
Have An Awesome Week!
THIS WEEKS HOT HOME LISTING!
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1355 Pleasant St
Delightful home in great location. Inside features newly renovated master bedroom with private bath. Good layout, open kitchen, great oak floors, plus large family room with slider to backyard. Outside features lawn with sprinkler system and huge fe...
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AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
The dream of homeownership is still at the top of the list for many. Today's lower housing prices and low mortgage interest rates have certainly made this dream a reality for many. If you are considering a home purchase either now or in the near furture it should be a great investment for you over time. Part of the consideration process for a home purchase is making a budget. Along with your home payment, here are just a few additional things that you might want to consider when making that budget.
1. Property Taxes: In Oregon property taxes vary considerably. Depending upon whether you purchase in Eugene or Springfield or different parts of either town, your property taxes may vary a great deal. If you are purchasing a rural property they will be much less than a property in town. You will want to get an idea of what your property tax amount might be and add this to your monthly payment expense.
2. PMI or mortgage insurance. If your down payment is less than 20%, you will be paying for morgage insurance. You can get an idea of this cost by consulting your mortgage professional. You will also want to add this to your monthly housing costs.
3. HOA Fees. Many neighborhoods have associations and many have monthly or yearly fees involved. You will want to determine if the home you are thinking of purchasing is in an HOA and then determine what fees if any are involved. This also may add to your monthly housing expense.
4. Homeowners Insurance. You will also need to have a homeowners insurance policy on your home. The rates for homeowners policies will vary because of location, home value and of course add ons such as earthquake or flood insurance. You will want to get an good idea from your insurance agent on these costs and add this to your monthly housing expense also.
5. Utilities. Utilities, which include water, sewer, electric, gas, etc. can also vary significantly from area to area depending upon the utility company that services each specific neighborhood. The costs can also vary a great deal from home to home depending upon age of the home, heating source and of course size of the home. You can get estimates on costs from your local utility companies.
6. Appraisal and other closing costs. Your home mortgage professional can give you a good idea on what these costs might be. These costs are up front costs that you will be required to pay upon closing your home purchase transaction. Also, ask your mortgage professional or your Real Estate agent about how you might get your seller to cover some of these costs. It is important to know these fees so that there are no surprises at the closing table.
If you are interested in purchasing a home and would like professional help with determining these costs and also looking at just how much home you can purchase in this market, please call us. We help hundreds of buyers each year set a budget as part of the home purchase process.
Have An Awesome Week!
AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
It is hard to believe, but 2012 has roared in and we are all moving forward into the New Year! I wish you a Happy and prosperous 2012!!!
2012 starts out with a bright spot in the Real Estate market and that is the continuation of historic low mortgage interest rates. 2011 saw rates hit record lows and hold that pattern throughout the year.
In Freddie Freddie Mac's results of its Primary Mortgage Market Survey®, the average fixed mortgage rates finishing the year near their all-time historic lows helping to keep homebuyer affordability high. Averaging 3.95 percent, the 30-year fixed has been at or below 4.00 percent for the past nine consecutive weeks and only twice in 2011 did it average above 5.00 percent. This has certainly helped the national Real Estate market by making home purchases affordable and helping to make loan qualification a possibility for many who otherwise would be out of the home purchase market.
Will mortgage rates continue this low level during 2012? Indications at this time point to a positive "YES"! This should hold true for no less than the first half of 2012. With the prediction that homes values will continue their decline in most national markets through 2012, the possibility on home ownership may become even more realistic for many.
Have An Awesome Week!
THIS WEEKS HOT HOME LISTING!
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46747 Goodpasture Rd
Custom home with awesome river views! Great room welcomes you with spacious rooms, numerous windows and skylights, vaulted ceiling with wood columns, detailed custom woodwork throughout. Master suite includes his-&-her closets and sinks, soaking tub...
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AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
Tired of the cold and fog yet? If you are, just remember that more rain is just around the corner. Hopefully, we will continue to see the sun that we have today for many more day to come.
Since many people are making the choice not to sell their home in this market the thought of making improvements is high on the list of many homeowners. The question is what upgrades are going to add value? In most markets any upgrades that improve the homes effective age are good investments. This means updating carpets, paint, windows, roofing, siding, fixtures, hardware, etc. may all have a long term positve effect on a homes long term value. Also, doing repair work such as taking care of dry rot, replacing outdated electric panels, plumbing, etc. will most likely add value. Modest improvements in landscaping can also add value over time. Generally stay away from adding pools, large decks, spas, sound systems, etc. that may be nice for you the homeowner, but may not actually add value to your home. Putting on large additions or doing extensive remodels may also not increase your homes value enough to compensate for the costs. Be cautious!
As the market cycle changes, home values will begin to increase once again. Investing wisely now may pay you back handsomely in the future.
Have An Awesome Week!
THIS WEEKS HOT HOME LISTING!
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7321 B Street
Nice family home with an open spacious living room and kitchen. Park-like backyard with trees and paths. Sunroom for entertaining. RV parking and fenced yard....
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AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning! I hope that you have a wonderful week and a fantastic Thanksgiving Day! With all that each one of us deal with in our lives it is important that we stop and think about the things that we should be thankful for and also to simply remember to say thank you to others! Have An Awesome Week! |
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Video Link: http://eugeneoregonhomesforsale.com/video/THANKY-YOU-A-Minute-With-John-Maxwell-Free-Coaching-Video |
AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning! First time home buyers continue to make up the majority of home sales in the Eugene and Springfield area. Affordable homes in the price ranges below $200,000 are continuing to be the most desireable homes on the market. This is also where we are seeing the lowest inventory numbers at this time. Also many homes in this price range are distressed properties, which means they are either bank foreclosures or short sales. Most likely the demand for these homes will continue strong in the future as well and inventiries may also remain low. Have An Awesome Week! |
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Video Link: http://eugeneoregonhomesforsale.com/video/This-Month-in-Real-Estate-US-November-2011 |
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1336 Tamarack St
Wonderfully updated home with huge backyard. On quiet street close to park and schools. Features light and bright living room with brick fireplace, well-sized bedrooms, updated baths, master suite with walk-in closet. 4th bed could be an office. New...
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AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
What a gorgeous sunny Northwest day it is in the Eugene and Springfield area. It looks like an entire week of it ahead. Yeah!!!!
Social media is quickly becoming one of the most popular communication tools used by many of us. Facebook, Twitter, Google Plus all are widely used. Facebook now has over 800 million users with over 300 million people on line at any given time. We want to remain on the cutting edge and make sure that we are providing Real Estate information consistently to anyone looking for that information in the Eugene and Springfield area. Our new Facebook business page has been designed to do just that. Check us out at www.facebook.com/galandhaasteam. While you are there click the "LIKE" button and you will be updated on local Real Estate news and tips along with exciting new home listings.
Have An Awesome Week!
THIS WEEKS HOT HOME LISTING!
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46747 Goodpasture Rd
Custom home with awesome river views! Great room welcomes you with spacious rooms, numerous windows and skylights, vaulted ceiling with wood columns, detailed custom woodwork throughout. Master suite includes his-&-her closets and sinks, soaking tub...
|
AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Good Monday Morning!
What a gorgeous sunny Northwest day it is in the Eugene and Springfield area. It looks like an entire week of it ahead. Yeah!!!!
Social media is quickly becoming one of the most popular communication tools used by many of us. Facebook, Twitter, Google Plus all are widely used. Facebook now has over 800 million users with over 300 million people on line at any given time. We want to remain on the cutting edge and make sure that we are providing Real Estate information consistently to anyone looking for that information in the Eugene and Springfield area. Our new Facebook business page has been designed to do just that. Check us out at www.facebook.com/galandhaasteam. While you are there click the "LIKE" button and you will be updated on local Real Estate news and tips along with exciting new home listings.
Have An Awesome Week!
THIS WEEKS HOT HOME LISTING!
|
|
46747 Goodpasture Rd
Custom home with awesome river views! Great room welcomes you with spacious rooms, numerous windows and skylights, vaulted ceiling with wood columns, detailed custom woodwork throughout. Master suite includes his-&-her closets and sinks, soaking tub...
|
AND HERE'S YOUR MONDAY MORNING COFFEE!!
Sincerely,
Galand
Displaying blog entries 471-480 of 656
